Wednesday 2 March 2011

VW Camper Van Insurance

VW Camper Van Insurance

If you are looking to renew your VW Camper Insurance there are a few things you should know before making that final decision. If you are looking at taking out a new VW Camper Insurance Policy then the facts below should help you to choose the correct Insurance Company, and sort out exactly what Insurance you are looking for.

Your Age - Your age can make a big difference when Insurance companies look at you to give you insurance. This is a big negative factor if you are under 21 and as you progress beyond 25 it eases off. Age will always be against you when you first start your insurance policy off.

Your Location - This can play a big part in how much you pay for your Insurance. If you live in an area that has a high theft from motor vehicle rate your Insurance will go up considerably. They go on postcodes so you could live 100 metres from a code that pays £100 a year less than you do. Look around before buying.

Your Licence - If you only have a provisional driving licence your car insurance will be rejected. A full licence will be required. Depending on how long you have held your licence for will determine what you will pay for your VW Camper Insurance. If you have only held a licence for 2 or so years expect to pay a far higher premium than someone who has held a licence for 10 years

Points On Your Licence - If you have any points on your licence expect to pay more depending on what the points are for. If you have 3 points for speeding look at an extra £50 to £100 more. If you have 6 points for speeding you will be considered a risk and your insurance may be refused by some companies. Speeding is one of the worst offenders for Insurance companies. They consider drivers to be "at risk" if they are caught speeding on more than one occasion.

Drink Drive - You will pay considerably more when you have a drink drive conviction on your licence. Insurance companies look at how long it is since you got your licence back, and if anything else has happened since then. It takes 4 years to get a conviction removed, so don't try and hide it.

Previous Refusal Of Insurance - Insurance companies will want to know if you have previously been refused any Car Insurance by another company. They have ways of finding out.

LHD or Left Hand Drive Vehicle - If your vehicle is LHD let them know. Some companies will refuse to insure a left hand drive car. If you hide it and have an accident in it they will refuse to pay your insurance claim and you could be liable for a lot more.

Cheap Insurance Policies - Be careful when looking at your policy. Its a good idea to look at companies like Go Compare who show you many different quotes for cover. Make sure you choose the cover that best fits your bill. Make sure that you also tell them the truth, as explained below.

Vintage Camper - If you own a vintage VW Camper, VW Van, VW Car or Motor home you may be entitled to vintage car insurance. This can be considerably cheaper than normal insurance. The costs are normally due to the fact that the car or camper is usually stored in a garage or lock up, and that it does a lot less miles per year than normal.

No comments:

Post a Comment